As an avid bullet journalist, I created 11 Life-Saving Bullet Journal Ideas That Will Get Your Finances In Order because I know I am always looking at what I can add to my bullet journal that will help me have a better life. My current fascination is with my finances. I am good with money as far as not being in debt. A fan of Dave Ramsey, I know that I shouldn’t use credit cards but this is what works for me. I had gotten a divorce and needed to build my personal credit since it showed me with very little on my own. In addition, I use it for all of my expenses and pay it off every payday and doing so has provided me with great rewards since they are all rewards cards.
But I wanted to take it further. I want to track spending as well as save for a condo. As a single person, I do not want a big house but want something of my own as well as having the deduction on my taxes.
For my research into what I wanted to add to my journal, I wasn’t just looking at finance spreads, but taking it a step further to incorporate Dave Ramsey methods which include things like an emergency fund, the debt snowball, 3-6 month savings and more. As Americans, we live too much paycheck to paycheck. I understand living paycheck to paycheck if you aren’t making much but so many make good incomes but want bigger and better.
I hope these financial spreads help you either get started or progress in bullet journaling and saving your money. Let me know which ones ‘spoke to you’. Better yet, shoot me a photo of your financial spreads. I’d love to see your take on it!
This one is done as a checklist of what they want to accomplish from obtaining health insurance to their debt snowball.