As an avid bullet journalist, I created 11 Life-Saving Bullet Journal Ideas That Will Get Your Finances In Order because I know I am always looking at what I can add to my bullet journal that will help me have a better life. My current fascination is with my finances because I am good with money as far as staying out of debt.
A fan of Dave Ramsey, I know that I shouldn’t use credit cards but this is what works for me. I had gotten a divorce and needed to build my personal credit since it showed me with very little on my own. In addition, I use it for all of my expenses and pay it off every payday and doing so has provided me with great rewards since they are all rewards cards.
But I wanted to take it further. I want to track spending as well as save for a condo. As a single person, I do not want a big house but want something of my own as well as having the deduction on my taxes.
For my research into what I wanted to add to my journal, I wasn’t just looking at finance spreads, but taking it a step further to incorporate Dave Ramsey methods which include things like an emergency fund, the debt snowball, 3-6 month savings and more. As Americans, we live too much paycheck to paycheck. I understand living paycheck to paycheck if you aren’t making much but so many make good incomes but want bigger and better.
I hope these financial spreads help you either get started or progress in bullet journaling and saving your money. Let me know which ones ‘spoke to you’. Better yet, shoot me a photo of your financial spreads. I’d love to see your take on it, also!
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Bullet Journal 101: What you need & Gorgeous Layouts To Inspire You To Start
What you need to start with these bullet journal ideas:
Before you move into the lovely bullet journal ideas I have to show you, I want to recommend some of the products I use for my own bullet journaling.
- This is the exact Bullet Journal I use.
- These are the markers I personally use. You can go with fancy Tombows but I like these.
- These are the stencils I use. They are metal with their own case.
- This is the washi tape I use. I like skinny tape.
Now let’s get you looking at these awesome bujo spreads…
Total Money Makeover
This one is done as a checklist of what they want to accomplish from obtaining health insurance to their debt snowball.
Baby steps
Debt Snowball
Debt Snowball 2
Debt Tracker
Savings Layout
Monthly Spending Layout
Saving For A Home Layout
Sinking Funds from @jen_plans
Credit Card Tracker
via http://thepetiteplanner.com/
Monthly Bullet Journal Finances Layout
via http://thepetiteplanner.com/
Track Spending
via http://thepetiteplanner.com/
Budget Tracker
Expense Tracker
No-Spend Tracker Idea
Money Saving Plan
Spending Log
Saving Goals
Tracking Expenses
Gift Tracker
I’m not good in handling my finances. This article is a big help for me. I think that I can do it with the help of this article. I also think that I’ll it is very important to pick the journal layouts that work for you and your financial situation. This is a very helpful article.
I love that you make it fun, interesting and visual. I am so doing something like this! It gives me great ideas on how to track my debt payoff and on to freedom
I copied your layout design for saving up a down payment, but I altered it so that I’m counting down how much I still owe on my mortgage. I can’t wait to color in the bricks every month when I make my mortgage payment! 🙂