As an avid bullet journalist, I created 11 Life-Saving Bullet Journal Budget Ideas That Will Get Your Finances In Order because I know I am always looking at what I can add to my bullet journal that will help me have a better life. My current fascination is with my finances and financial trackers because I am good with money as far as staying out of debt. Bullet journal budget ideas and trackers are an ideal fit for me.
A fan of Dave Ramsey, I know that I shouldn’t use credit cards but this is what works for me. I had gotten a divorce and needed to build my personal credit since it showed me very little on my own. Besides, I use it for all of my expenses and pay it off every payday, and doing so has provided me with great rewards since they are all rewards cards.
But I wanted to take it further. I want to track spending as well as save for a condo. As a single person, I do not want a big house but want something of my own as well as having the deduction on my taxes.
For my research into what I wanted to add to my journal, I wasn’t just looking at finance spreads, but taking it a step further to incorporate Dave Ramsey’s methods which include things like an emergency fund, the debt snowball, 3-6 months savings and more. As Americans, we live too much paycheck to paycheck. I understand living paycheck to paycheck if you aren’t making much but so many make good incomes but want bigger and better.
I hope these financial spreads help you either get started or progress in bullet journal budget tracking and saving your money. Let me know which ones ‘spoke to you’. Better yet, shoot me a photo of your own financial trackers and bullet journal budget spreads. I’d love to see your take on it, also!
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Bullet Journal 101: What you need & Gorgeous Layouts To Inspire You To Start
What you need to start with these bullet journal ideas:
Before you move into the lovely bullet journal ideas I have to show you, I want to recommend some of the products I use for my own bullet journaling.
- This is the exact Bullet Journal I use.
- These are the markers I personally use. You can go with fancy Tombows but I like these.
- These are the stencils I use. They are metal with their own case.
- This is the washi tape I use. I like skinny tape.
Now let’s get you looking at these awesome bujo spreads…
Total Money Makeover
This one is done as a checklist of what they want to accomplish from obtaining health insurance to their debt snowball.
Baby steps
Debt Snowball
Debt Snowball 2
Debt Tracker
Savings Layout
Monthly Spending Layout
Saving For A Home Layout
Sinking Funds from @jen_plans
Credit Card Tracker
via http://thepetiteplanner.com/
Monthly Bullet Journal Finances Layout
via http://thepetiteplanner.com/
Track Spending
via http://thepetiteplanner.com/
Budget Tracker
Expense Tracker
No-Spend Financial Trackers
Money-Saving Plan
Spending Log
Saving Goals
Tracking Expenses
Gift Giving Financial Trackers
I love that you make it fun, interesting and visual. I am so doing something like this! It gives me great ideas on how to track my debt payoff and on to freedom
I copied your layout design for saving up a down payment, but I altered it so that I’m counting down how much I still owe on my mortgage. I can’t wait to color in the bricks every month when I make my mortgage payment! 🙂